Oro Jewelry & Loan Yuba City
Collateral Loans – Fast, Secure,
and Confidential
Our collateral loan services provide a convenient, discreet, and confidential way to access cash using items of value—without relying on traditional banks or credit checks.
Bring In Your Items
Jewelry, watches, diamonds, electronics, coins, tools—you name it, we evaluate it and determine its value.
Bring In Your Items
Jewelry, watches, diamonds, electronics, coins, tools—you name it, we evaluate it and determine its value.
Bring In Your Items
Jewelry, watches, diamonds, electronics, coins, tools—you name it, we evaluate it and determine its value.
How Our Collateral Loans Work
We offer loans on a wide variety of valuable items, including but not limited to jewelry, luxury watches, diamonds, and precious metals. If you have something valuable not listed here, please contact the store nearest you for assistance.


Why Choose Us?
Sell or Pawn With Confidence
Whether you’re looking for quick cash or a safe way to leverage your valuables, our trusted team makes the process fast, easy, and worry-free.
Trusted Expertise
With decades of experience evaluating and handling valuable items, our team provides fair, accurate appraisals you can rely on.
Fast and Simple
Most transactions are completed in just minutes, giving you quick access to cash without unnecessary delays or complicated paperwork.
Safe, Secure & Confidential
Your items are fully insured, carefully stored, and handled with the utmost discretion to ensure peace of mind throughout the process.
Flexible Options
Whether you have good credit, no credit, bad credit, or an urgent need, we work with you to provide solutions that fit your situation.
Quick & Easy Loans at Oro Jewelry & Loan Yuba City
Our staff evaluates your items and discusses your cash needs. Using your valuables as collateral, we provide a loan for a four-month period. After the loan period, plus a 10-day grace period, you can repay the loan with fees and interest to get your items back. Most transactions take only minutes!
Where Customers
Come First
As a locally owned and operated store, we pride ourselves on friendly service, honest evaluations, and a quick turnaround. We’re here to make sure you feel valued and supported every step of the way.
Trusted Pawnbroker,
CAPA-Preferred
Proudly licensed and a CAPA preferred vendor, we provide reliable, professional service and thorough evaluations.
What We Buy and Sell

Scrap Gold

Loose Diamonds

Unwanted Jewelry

Gold Watches

Gold Coins

Diamond Jewelry

Gold Jewelry

Platinum Jewelry

Silver Flatware

Complete Estates

Dental Gold
Accessing & Repaying Your Loan
Managing your collateral loan at Oro Jewelry & Loan Yuba City is simple. You can access your loan anytime during business hours, repay it in full with fees and interest to reclaim your items, or ask about extending the loan period if you need more time. We accept cash, debit, and other in-store payment options, making it easy to stay in control of your loan and your valuables



FAQs
Frequently Asked Questions From Clients
Have questions about selling your gold? Here are answers to some of the most common questions our customers ask.