Enjoy 10% Off Jewelry & 30% on Hard Goods — Excludes Firearms, Ammo, & Bullion

Chico Cash Exchange Chico

Collateral Loans – Fast, Secure,
and Confidential

Our collateral loan services provide a convenient, discreet, and confidential way to access cash using items of value—without relying on traditional banks or credit checks.

Bring In Your Items

Jewelry, watches, diamonds, electronics, coins, tools—you name it, we evaluate it and determine its value.

Bring In Your Items

Jewelry, watches, diamonds, electronics, coins, tools—you name it, we evaluate it and determine its value.

Bring In Your Items

Jewelry, watches, diamonds, electronics, coins, tools—you name it, we evaluate it and determine its value.

How Our Collateral Loans Work

We offer loans on a wide variety of valuable items, including but not limited to jewelry, luxury watches, diamonds, and precious metals. If you have something valuable not listed here, please contact the store nearest you for assistance.

Why Choose Us?

Sell or Pawn With Confidence

Whether you’re looking for quick cash or a safe way to leverage your valuables, our trusted team makes the process fast, easy, and worry-free.

Trusted Expertise

With decades of experience evaluating and handling valuable items, our team provides fair, accurate appraisals you can rely on.

Fast and Simple

Most transactions are completed in just minutes, giving you quick access to cash without unnecessary delays or complicated paperwork.

Safe, Secure & Confidential

Your items are fully insured, carefully stored, and handled with the utmost discretion to ensure peace of mind throughout the process.

Flexible Options

Whether you have good credit, no credit, bad credit, or an urgent need, we work with you to provide solutions that fit your situation.

Quick & Easy Loans at Chico Cash Exchange

Our staff evaluates your items and discusses your cash needs. Using your valuables as collateral, we provide a loan for a four-month period. After the loan period, plus a 10-day grace period, you can repay the loan with fees and interest to get your items back. Most transactions take only minutes!

Where Customers
Come First

As a locally owned and operated store, we pride ourselves on friendly service, honest evaluations, and a quick turnaround. We’re here to make sure you feel valued and supported every step of the way.

Trusted Pawnbroker,
CAPA-Preferred

Proudly licensed and a CAPA preferred vendor, we provide reliable, professional service and thorough evaluations.

What We Buy and Sell

Accessing & Repaying Your Loan

Managing your collateral loan at Chico Cash Exchange in Chico is simple. You can access your loan anytime during business hours, repay it in full with fees and interest to reclaim your items, or ask about extending the loan period if you need more time. We accept cash, debit, and other in-store payment options, making it easy to stay in control of your loan and your valuables

FAQs

Frequently Asked Questions From Clients

Have questions about selling your gold? Here are answers to some of the most common questions our customers ask.

What items can I use for a collateral loan?
We accept a wide variety of valuables, including jewelry, watches, diamonds, coins, electronics, tools, and more. If your item isn’t listed, contact your nearest store.
You bring in your valuable item, we evaluate it, and provide a loan for a set period. Once you repay the loan plus fees and interest, you get your item back.
Loans are typically for four months, with an additional 10-day grace period to repay and reclaim your items. Extensions may be available—ask our staff for details.
Yes! You can pay off your loan at any time, including the interest and fees owed, and retrieve your items immediately.