Financial Services

A Variety of Pawn Services

Besides collateral loans (pawn) Oro Jewelry and Loan offers many pawn services including: the purchase of gold, diamond jewelry, and gold and silver coins. We can also buy your items directly.

Purchase of Gold, Diamonds and Coins

With gold prices reaching unbelievable highs, there has never been a better time to sell your unwanted gold jewelry. Our customers are amazed with the large amounts we offer and pay out in cash for their old unwanted gold and diamond jewelry. We are ready and available to give you a quick evaluation of your items and all offers are for cash.

We buy solid gold coins or jewelry, diamonds, new, old, and broken, we pay you cash on the spot. Our well-trained staff will appraise and evaluate your gold to determine karat amount of gold (10k, 14k, 18k, or 24k), perform an acid-etching test to ensure its authenticity, and weigh your merchandise for a thorough evaluation.

Our gold-buying procedure provides our customers with the convenience that comes from a locally owned and operated store. Bring your gold in, and in minutes walk out with cash. It’s that simple! And if you have a written offer from another competitor and your items meet our requirements for purchase, we’ll beat that offer by 10%. It’s our way of demonstrating that we’re committed to your satisfaction.

At Oro Jewelry and Loan and Chico Cash Exchange, you will have peace of mind to find that all of our gem, gold grading and weighing equipment is the most accurate and are the latest models on the market!

Musical Instruments

Whether you’re picking up a new hobby or your kid has aspirations to be the next big rock star, you’ll need a good instrument to get started. We’ve got a large and ever-changing collection of them, including acoustic and electric guitars, drum kits, tubas, and more. Our selection ranges from basic beginner instruments to high-value, hard-to-find specialties.

Firearms

With a large variety of new firearms ranging from sporting rifles to self-defense pistols, we’ve got the right gun to suit your needs—and we can even make special orders for you by request. Our firearms go through rigorous safety and reliability inspection procedures and we are a registered and licensed firearm dealer. You can feel confident that you’re getting the gun you want at a fair price when buying your firearms from us.

Power Tools

No handyman’s tool collection is every truly complete. But why pay more for quality tools than you have to? We carry industrial and household tools of all kinds at reasonable prices, to help you get any job done–no matter how big or small. We carry power tools from some of the most reputable manufacturers out there, including Dewalt, Makita, and Bosch.

Electronics

The worst-kept secret about new electronics is that they’re obsolete the second you buy them brand-new from a big-box tech store–even if you paid top dollar or waited in line for the newest model. If you want trusty electronics that get the job done but don’t want to get caught up in the hype and inflated cost of buying them brand-new, we’re here for you with devices and gadgets that you’ll actually want, like Sony and LG TVs, Apple and Samsung devices, PCs and laptops, and Nikon and Canon cameras.

Jewelry

If you’re looking to impress someone with one-of-a-kind custom jewelry, you can’t go wrong with our selection of unique, vintage pieces. Think outside the box and invest in an antique necklace or ring that you won’t find anywhere else, and turn heads every time you wear it! Our on-site professional jeweler examines diamonds and other fine jewels to ensure quality and help you get more bang for your buck when you buy secondhand. Plus, you can always customize any piece to be exactly as you want it.

Sporting Goods

No matter if your sport of choice is taking on the great outdoors or joining your company softball team, you’ll need the right gear. We constantly get an influx of sporting goods in all conditions, including like-new, high-end items. We frequently come across great-condition bicycles, kayaks, paddleboards, team sports gear, and protective apparel, and you can feel confident buying from us instead of taking the risk of shopping from a stranger online.

Bullion and Coins

With gold prices reaching unbelievable highs, there has never been a better time to sell your unwanted gold jewelry. Our customers are often amazed with the large amounts we offer and pay out in cash for their old, unwanted gold jewelry. We are ready to give you a quick evaluation of your items and all offers are for cash.

Pawn Loans in Oroville, Yuba City and Chico, CA

At Oro Jewelry and Loan and Chico Cash Exchange, we provide pawn loans to help our customers in Oroville, Yuba City and Chico obtain cash in a hurry. Whether you need a small or large sum of money, we handle a variety of items that you can use as collateral to secure a pawn loan with us. Our pawn loan process couldn’t be more straightforward: bring in your item, let us examine it and determine its value and then we’ll provide you with a quick quote with how much we would give you if you decide to sell it or use it as collateral for your pawn loan. There’s never any commitment to pawn your item with us, but we pride ourselves upon providing a convenient alternative to a traditional bank or personal loan.

Whether you need the cash for a down payment on a new car or to help you make ends meet during the holidays, we can help with no questions asked. Our staff takes customer service to heart, always striving to provide you with complete, courteous transactions whenever you visit our pawn shops. Pawning your items with us couldn’t be faster or easier – our top goal is always to give you a fair price. Should you ever have any questions or concerns about how our pawn loans work, don’t hesitate to contact us!